Giving that provides you with income

A Charitable Gift Annuity (CGA) is a commonly used giving vehicle, one that can help you make a significant gift today. In return, you receive an annual income  for the rest of your life. If you have investments, CDs, or other liquid assets that you rely on to provide you with income, a CGA might be a good way for you to increase your income while supporting LHU.

Maximizing Your Inheritance Goals Naming LHU as the beneficiary of your retirement accounts may be a great way to  put those assets to work  helping provide resources for students.   Combined with an estate-planning strategy to take care of your family, the proceeds from your retirement accounts could be given to LHU and go to  work immediately. You could reduce the taxes paid by your heirs and help LHU at the same time.

More on Retirement Asset Gifts

Leaving a Legacy with your Estate Giving to Lock Haven through your will or a trust is an easy way for you to have an impact on the future of Lock Haven University. Having an estate plan is an important part of your family's future as well, and a bequest to a charity is one of the most common ways to make a planned gift.

A Great Choice for Charitable Gifts Tax-wise, gifts of appreciated securities can be the best way to make a major gift to Lock Haven. Donors usually are able to receive a double tax benefit: deducting the full market value of the gift and avoiding the capital gains tax that would have been due if the asset had been sold. 

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Estate planning really is different for women.  Women often have more passion for charitable causes they support, and they like to make a palpable difference in the lives of others. 

Gifts of real estate are complex, but worth the tax rewards. Real estate assets often appreciate, and that makes them an easy choice for giving to Lock Haven so the donor can avoid the capital gains tax on the property. 

Remainder trusts are a great vehicle to make a substantial gift and save taxes on appreciated assets while still receiving an income from the trust for life.

More on Remainder Trusts

Lead trusts are a great vehicle to make a substantial gift and plan for a wealth transfer to your heirs while minimizing taxes. A lead trust can also simply provide income to a charity for a period of years with the donor receiving the assets back at the end of the trust.

A gift of a life insurance policy to Lock Haven can make a big impact on future generations of students.  If you have a life insurance that is in force but no longer necessary as part of your overall financial plan, you might consider giving it to LHU.