Subsidized loans are based on unmet
Unsubsidized loans are
Payment of interest
Subsidized - While the student is in college
and during grace/deferment periods, the
federal government pays accrued interest.
Unsubsidized – Interest payment is always
the student’s responsibility.
Federal Stafford Loan
Subsidized vs. Unsubsidized
Subsidized loan funds are approved whenever possible.
Subsidized loan eligibility is based on financial need as well as the student’s other aid.