How Awards Are Determined

Need is the primary determining factor when calculating financial aid. Need is defined as the total Cost of Attendance (COA) minus the Expected Family Contribution (EFC). The EFC is derived from the Free Application for Federal Student Aid (FAFSA) and is calculated using your family's previous year income, if applicable, and other financial information.

You may use a calculator on the web to calculate an estimate of the Expected Family Contribution (EFC) which will be expected for your period of enrollment. It is important to complete the questions on this estimator as accurately as possible. The EFC that is calculated for you can be used for planning purposes, but it is not guaranteed. The official EFC, calculated after you submit a signed FAFSA, will be used to determine your financial aid. If you want to calculate an estimated EFC, click here.

Award Notification

Once the Federal Pell Grant and Pennsylvania State Grant are determined, Lock Haven University will send you a Financial Aid Award Letter that may include other grants, loans or work-study opportunities.

To receive financial aid that is awarded, you must meet the terms and conditions of awards which are referenced in the award notice which you receive. Additional conditions of financial aid eligibility are in the University catalog and the Student Handbook.